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Q2 2026 Performance Index Top 100

CU Wire's Performance Index Top 100 ranks eligible credit unions across capital, asset quality, earnings, liquidity, growth and stability. The Q2 leaders were not simply the largest institutions.

Using Youth Financial Literacy as a Strategy for Member Growth and Retention

Ascend FCU CEO Matt Jernigan writes that youth financial literacy can support member growth, family engagement and long-term retention.

The Credit Union Difference: Helping Small Businesses Grow with Confidence

Chad Stine of Members 1st Federal Credit Union writes on small-business financing, cash flow and credit union guidance.

Your Vendor Still Writes Code by Hand

A 25-person startup ships 8 production deploys a day with 99% AI-written code. If your core vendor's engineering team still operates the way it did in 2024, you're paying for a process that's already obsolete. Five questions to ask at your next vendor meeting.

Top-Performing Credit Unions: The Q1 2026 Leaders

The top-performing credit unions of Q1 2026 share one trait: no weak link across capital, earnings, liquidity, risk, growth and long-term stability.

The Slop Is the Signal

NFTs were written off as a joke, then quietly became real infrastructure. AI in credit unions is following the same arc, and the industry is reading it wrong.

Travel Tips: How Credit Unions Can Help Protect Members Before Their Next Vacation

Fed Dot Plot Just Killed Your 2026 ALCO Plan

The June Fed dot plot flipped from cuts to a hike. Credit union balance sheets built on easing assumptions just got a problem they can't reprice away.

Credit Union Branches Have a Starbucks Problem

Starbucks grew US transactions for the first time in 8 quarters — a service-model fix, not a digital one. Credit union branches run the same broken play.

Velera Index: Digital Payments Now Drive Most Credit Union Card Spend

Velera's May Payments Index shows digital payments now account for a majority of credit and debit purchase volume in its same-store credit union card data.

Navy Federal Q1 Assets Cross $203B

Navy Federal Q1 data show assets over $203B, profit up sharply and shares outrunning loan growth as credit costs ease in the March call report.

Michigan Private Share Insurance Bills Get Hearing

Michigan private share insurance bills had a Lansing hearing May 13. Here is what HB 5779-5783 mean for credit unions, NCUSIF choice and boards.

USDA Cuts Three Credit Unions From OneRD Lender List

USDA cut 10 OneRD lenders, including three credit unions, citing about $620 million in delinquent loans. Revocation does not cancel existing guarantees.

Credit Unions Lost the Banking Desert to Dollar General

Dollar General opens 450 stores in 2026 across America's banking deserts. Credit unions, by charter, were built to serve exactly this geography.

Credit Union Auto Loans Held Up. The Cycle Isn't Done.

Credit union auto loans printed flat delinquency last quarter while Wall Street ate $340M+ in Tricolor losses. History says the second wave still comes.

Credit Union Cores Solve a Problem We No Longer Have

Credit union cores were the right answer when databases were brittle and compute was expensive. In 2026 they answer a question nobody is asking.

FIS-Anthropic AI Agent: What Credit Unions Should Know

FIS and Anthropic put agentic AI inside the bank core, starting with AML. What the deal means for credit unions — on FIS and on every other core.

Credit Union Q1 2026: PenFed First to Report

PenFed posted Q1 2026 net income up 56%, ROA at 1.27% — well above the 2025 industry print of 0.79%. The first credit union Q1 2026 read suggests a bounce.

Alkami Digital Banking 2026: Growth, Buyback, and Risk

Alkami digital banking ARR hit $493.6M in Q1 2026 alongside a new $100M buyback. What the growth, losses, and capital returns mean for credit unions.

How Members 1st Federal Credit Union Is Helping Members Stay Ahead of Credit Card Fraud This Travel Season

--> As spring turns into summer, increased travel and on-the-go spending create more opportunities for fraudsters.

BNPL Groceries: The Prime Member Your Model Can't See

BNPL groceries jumped from 14% to 25% of users in one year. Credit bureaus miss most of it. Your prime member is thinner than their FICO shows.

Solo, Not Alone: Building an AI Company with AI

One founder, zero employees, five AI agents shipping code and running operations daily. Inside the operating reality of building a company on the thesis that AI redefines what a team looks like.

From Real Estate Tech to Credit Union AI: Why I Bet My Next Company on the Movement

Credit union AI needs infrastructure, not hype. Runline founder Sean Hsieh explains why he left fintech to build the pipes credit unions need.

How Members 1st Federal Credit Union is Leading the Way with Member Appreciation

Byline: Steve Hemler, Chief Experience Officer, Members 1st Federal Credit Union As financial institutions compete on technology and convenience, credit...

Monzo US Exit: The Moat That Saved CUs Traps Them Too

Monzo's US exit ended years of neobank hype. But the regulatory moat that blocked it also limits credit union growth — and the real threat already found a way around it.

Credit Union Loan Delinquency Was Rising Before Gas Hit $4

Credit union loan delinquency hit a 12-year high before gas crossed $4. A K-shaped oil shock is now accelerating losses in the most exposed portfolios.

Fiserv: What Happened and What's Ahead

Fiserv lost roughly 77% of its market value in thirteen months. A CEO exit, earnings reset, and banking revenue decline reshaped the company.

X Money Will Go Live to 600 Million Users

X Money is going live with 6% APY, a Visa debit card, and FDIC-insured deposits to 600 million users. What it means for banks and credit unions.

Credit Union Fraud Detection: What Shopify Gets Right

Shopify trains its fraud model on 10 billion transactions across millions of stores. Credit unions run fraud detection in complete isolation.

Credit Union Branch Strategy: Target Just Bet $5B on Stores

Target is spending $5B on new stores while credit unions close branches. The retailer's strategy reveals what most credit union branch strategies get wrong.